Legal
Disclaimer
Effective date: 2 July 2026 — Last updated: 2 July 2026
Read this before acting on anything you learn here
Atheq LLP is a financial education platform. Nothing on this website constitutes investment advice, an offer of securities, or an invitation to invest. We do not solicit or accept funds from the public, and we do not promise or predict returns.
1. Education, not advice
Our articles, newsletter, and tools explain general financial concepts — saving, budgeting, compounding, diversification, and how to evaluate opportunities. They are written for a broad audience and do not take your personal circumstances into account. Nothing here is personalized investment, legal, tax, or accounting advice.
Before making any financial decision, do your own research or consult a professional licensed by the relevant Nigerian authority (such as a SEC-registered investment adviser).
2. About the calculator and any figures
The Wealth Calculator and any numbers in our content are illustrations. They compound assumptions that you choose; they are not forecasts, targets, or guarantees. Real-world results vary with markets, fees, taxes, and inflation, and can include loss of capital.
3. Investing involves risk
All investing involves risk. The value of assets can fall as well as rise, past performance is not a reliable indicator of future results, and no legitimate investment offers guaranteed high returns. Be especially cautious of any opportunity that promises fixed monthly returns or rewards recruitment — see our lesson on spotting schemes.
4. No client relationship
Reading our content, subscribing to the newsletter, or using our tools does not create an adviser–client or any fiduciary relationship between you and Atheq LLP. Financial decisions you make are your own responsibility.
5. Third-party content
Where we reference third-party products, platforms, or websites, we do so for education only. We do not endorse them and are not responsible for their accuracy, availability, or practices.