Atheq LLP(“Atheq”, “we”, “us”) operates this website as a financial education platform. We publish articles, a weekly newsletter, and free tools that teach general money and wealth-building concepts to a Nigerian audience.

Everything on this website is general education. It is not, and must not be taken as, personalized investment, legal, tax, or accounting advice, and it is not an offer of securities or an invitation to invest.

• We do not solicit or accept funds from the public, manage investments for the public, or promise or predict returns.
• Figures produced by our tools (including the Wealth Calculator) are illustrations based on assumptions you choose — they are not forecasts or guarantees.
• Always do your own research or consult a professional licensed by the relevant Nigerian authority before making financial decisions.

Subscribing to The Atheq Letter or requesting the Wealth Guide gives us permission to email you educational content. Subscription is free, every email includes an unsubscribe option, and we handle your email address as described in the Privacy Policy. We never sell your data.

When using the website you agree not to:

• scrape, spam, or attempt to disrupt or gain unauthorized access to the website or its systems;
• republish substantial parts of our content commercially without written permission;
• present our content as personalized advice to third parties, or misrepresent any affiliation with Atheq.

The “Atheq LLP” name and logo, and all articles, tools, graphics, and other content on this website are the property of Atheq LLP or its licensors. You may share links to our content freely and quote short excerpts with attribution.

The “Member Login” link provides existing members of a private, closed group with access to their own records. It is not open to the public, and nothing on this website is an invitation to join it. Members' use of that area is governed by separate terms available within it.

The website and its content are provided “as is”. While we work to keep content accurate and current, we make no warranty that it is complete, up to date, or suitable for your circumstances. To the fullest extent permitted by Nigerian law, Atheq LLPis not liable for any loss arising from reliance on the website's educational content or tools. Financial decisions are yours alone.

Articles may link to third-party websites for reference. We do not control and are not responsible for their content or practices.

We may update these Terms from time to time; the effective date above will change when we do. Continued use of the website after an update constitutes acceptance. These Terms are governed by the laws of the Federal Republic of Nigeria.

For enquiries relating to these Terms, please contact: