Atheq LLP(“Atheq”, “we”, “us”) is a limited liability partnership registered in Nigeria under the Companies and Allied Matters Act 2020 (Part D), with CAC registration number RC 9619048. It operates this website as a financial education platform. We publish articles, a weekly newsletter, and free tools that teach general money and wealth-building concepts to a Nigerian audience.

Everything on this website is general education. It is not, and must not be taken as, personalized investment, legal, tax, or accounting advice, and it is not an offer of securities or an invitation to invest.

• We do not solicit or accept investment funds from the public, manage investments for the public, or promise or predict returns. Payments taken through this website are for specific goods or services and are described as such at the point of payment.
• Figures produced by our tools (including the Wealth Calculator) are illustrations based on assumptions you choose — they are not forecasts or guarantees.
• Always do your own research or consult a professional licensed by the relevant Nigerian authority before making financial decisions.

Subscribing to The Atheq Letter or requesting the Wealth Guide gives us permission to email you educational content. Subscription is free, every email includes an unsubscribe option, and we handle your email address as described in the Privacy Policy. We never sell your data.

When using the website you agree not to:

• scrape, spam, or attempt to disrupt or gain unauthorized access to the website or its systems;
• republish substantial parts of our content commercially without written permission;
• present our content as personalized advice to third parties, or misrepresent any affiliation with Atheq.

The “Atheq LLP” name and logo, and all articles, tools, graphics, and other content on this website are the property of Atheq LLP or its licensors. You may share links to our content freely and quote short excerpts with attribution.

The “Member Login” link provides existing members of a private, closed group with access to their own records. Where this website describes that partnership, it does so purely as a statement of fact about who we are. It is not open to the public, no application is invited, and nothing on this website is an offer or an invitation to join it. Members' use of that area is governed by separate terms available within it.

This website hosts a classified listings board. Anyone may browse it. Listings are placed by members of the private group described in section 6, and are reviewed by us before they appear.

We are not a party to any sale, and no payment passes through us. If you contact a seller, everything after that — price, payment, delivery, and anything that goes wrong — is between you and them. We hold no money, operate no escrow, cannot reverse a payment, and offer no refund or guarantee. Our review checks how a listing is presented and whether it belongs on a page carrying our name. It is not an inspection, a valuation, an authentication, or an endorsement of any item or seller.

Take the same care you would with any classified advertisement: meet in a public place, inspect an item before paying for it, and never send money in advance to someone you have not met. Seller contact details are shown only to signed-in accounts, which keeps them off search engines — it is not a vetting step and should not be read as one.

This website sells food and household goods in bulk. Anyone may buy; no membership of anything is required, and buying creates none.

We are the seller. You are buying the goods from Atheq LLP, at the price shown on the page at the time you order. Ordering is a pre-order: we collect orders until the closing date shown, buy the goods, and then make them available for collection or delivery on or around the date shown. Payment is taken in full when you order, and is payment for goods — it is not a deposit, a savings arrangement, or an investment of any kind, it earns nothing, and it cannot be withdrawn as money.

Prices and availability are fixed for a single buying round and may differ in the next one. Where a quantity is limited we will say so; where an item sells out before you order it, it will not be offered to you.

If we cannot source something you have paid for, we will either supply a substitute of at least equal value, or refund the amount you paid for that item. Refunds on card orders are made by bank transfer to an account you nominate, and we will contact you for those details. You may cancel your order for a full refund at any time before the closing date shown; after that date we have already committed to buying the goods, and cancellation is at our discretion.

Goods are perishable and are sold for ordinary household use. Please check what you receive at the point of collection or delivery and tell us about any shortage or damage promptly, so that we can put it right. Nothing in these Terms affects rights you have under Nigerian consumer law that cannot be excluded by agreement.

The website and its content are provided “as is”. While we work to keep content accurate and current, we make no warranty that it is complete, up to date, or suitable for your circumstances. To the fullest extent permitted by Nigerian law, Atheq LLPis not liable for any loss arising from reliance on the website's educational content or tools. Financial decisions are yours alone.

Articles may link to third-party websites for reference. We do not control and are not responsible for their content or practices.

We may update these Terms from time to time; the effective date above will change when we do. Continued use of the website after an update constitutes acceptance. These Terms are governed by the laws of the Federal Republic of Nigeria.

For enquiries relating to these Terms, please contact: